The Maha Kumbh Mela 2025, a once-in-12-years spiritual gathering in Prayagraj, Uttar Pradesh, will take place from January 13 to February 26, 2025. With millions of devotees expected to attend, PhonePe, in collaboration with ICICI Lombard, has introduced innovative and affordable insurance plans tailored specifically for travelers.
These plans aim to provide comprehensive protection against unexpected events, ensuring a secure and worry-free pilgrimage experience.
Why This Insurance Plan Is Essential
The Maha Kumbh Mela attracts one of the largest human gatherings in the world. Such a massive congregation increases the likelihood of health emergencies, travel disruptions, and other unforeseen events. PhonePe’s insurance plan addresses these risks, offering:
- Health Protection: Coverage for hospitalization, outpatient treatments, and doctor consultations.
- Travel Assurance: Compensation for trip cancellations, missed connecting flights, and lost baggage.
- Affordable Coverage: Plans starting at just ₹59 for train or bus travelers and ₹99 for air passengers.
Key Features of PhonePe’s Insurance Plans
The insurance plan is available in two affordable variants:
| Travel Mode | Premium | Coverage |
|---|---|---|
| Train or Bus Travelers | ₹59 | Up to ₹1 lakh |
| Domestic Flight Travelers | ₹99 | Up to ₹1 lakh, including baggage loss and missed flights |
Coverage Breakdown:
- Hospitalization Cover: Up to ₹50,000 for medical emergencies.
- Outpatient Department (OPD): ₹1,500 for outpatient treatments.
- Personal Accident Cover: ₹1 lakh for death or permanent disabilities.
- Trip Cancellation: Compensation of up to ₹5,000.
- Repatriation of Remains: Up to ₹10,000 in case of unforeseen events.
- Air Travel Benefits:
- Checked-in baggage loss: ₹5,000.
- Missed connecting flights: ₹5,000.
How to Purchase the Insurance
Getting insured is simple and hassle-free via the PhonePe app. Here’s how:
- Open the Insurance Section in the PhonePe app.
- Select Maha Kumbh Insurance.
- Review the details of the insurance plans.
- Choose a plan based on your mode of travel (train, bus, or domestic flight).
- Enter the traveler details.
- Complete the payment process to confirm your coverage.
Benefits of PhonePe’s Maha Kumbh Mela Insurance
- Affordable Options: Starting at ₹59, the plans cater to all travelers.
- Comprehensive Coverage: Includes health, travel, and personal accident protection.
- Tailored for Pilgrims: Designed specifically for the unique challenges of attending the Maha Kumbh Mela.
- Convenience: Quick and easy purchase process via the PhonePe app.
- Reliable Partnership: Backed by ICICI Lombard, ensuring trustworthy and seamless claim processes.
Testimonials
Vishal Gupta, CEO of PhonePe Insurance Broking Services, emphasized the importance of this first-of-its-kind initiative:
“This innovative insurance plan reflects our dedication to offering unique and cost-effective solutions for a variety of needs. We aim to make the Maha Kumbh Mela a secure and memorable experience for everyone.”
FAQs
What does the Maha Kumbh Mela insurance cover?
The plan covers hospitalization, OPD treatments, personal accidents, trip cancellations, baggage loss, and missed connecting flights.
How much does the insurance cost?
The insurance is priced at ₹59 for train and bus travelers and ₹99 for domestic flight passengers.
Is the coverage applicable for international flights?
No, the coverage is limited to domestic flights within India.
Can I purchase the insurance for multiple members?
Yes, you can include multiple members under the same policy when filling out the details in the PhonePe app.
What is the total coverage amount?
The total sum insured is ₹1 lakh, with specific limits for each type of claim.
How do I claim the insurance?
Claims can be processed through ICICI Lombard’s support services, as detailed in the policy document.
What is the last date to avail of this insurance?
The insurance plan is available for purchase until February 25, 2025.
Click here to know more.
